Finicity

Finicity, a subsidiary of Mastercard, is a leading provider of open banking solutions that empower businesses and consumers through consumer-permissioned financial data. With a focus on innovation, Finicity enables financial institutions to access essential data that drives lending decisions, payment processing, and personal financial management. Their comprehensive suite of services includes income verification, asset data, cash flow analysis, and account management—all adhering to FCRA compliance.

Finicity's open banking platform is renowned for its seamless integration, offering APIs that give developers easy access to vital financial information. This allows businesses to enhance their offerings in areas such as SMB lending, mortgage lending, and credit scoring, while ensuring a secure and user-friendly experience for consumers.

The brand prides itself on its extensive coverage of financial institution accounts across the U.S., backed by proven data quality and strong partnerships. Experience the transformative potential of open banking with Finicity, where secure data sharing opens new possibilities for both businesses and customers.