FloodSmart

The National Flood Insurance Program (NFIP) is a vital part of disaster preparedness, established by Congress in 1968 to mitigate the socio-economic impacts of flooding. Administered by FEMA, the NFIP provides comprehensive flood insurance coverage to homeowners, renters, and businesses, enabling them to recover swiftly after flood events. This program offers various insurance policies that can cover buildings, their contents, or both, ensuring financial support during critical recovery phases.

As a public-private partnership, NFIP works closely with the property and casualty insurance industry, state and local governments, and lending institutions to enhance community resilience against flood risks. The NFIP also aims to educate property owners about the importance of flood insurance through its resource library and online tools, making it easier to find insurance providers and manage policies. By prioritizing preventive measures and promoting awareness, the NFIP plays a crucial role in safeguarding lives and properties from the devastating effects of floods.